We'll work closely with you and your clients to help develop a health plan that has the right benefit design and network option to ensure employees get the care they need, when they need it. Employers can select from a number of funding options to meet their administrative requirements.
We offer a wide variety of plans and coverage with copays, deductibles, and coinsurance. We also have plans that give employees more responsibility for their health care expenses to ease the burden on the employer. These include value-based insurance designs (VBID) and consumer directed health plans including high deductible, HSA, and HRA options.
From our defined network, that provides lower premiums, to our PPO network for greater choice, our provider network options are competitive on both local and national levels. That includes regional coverage with First Choice Health and nationwide coverage with First Health. And because all our members can receive care with Kaiser Permanente physicians — not available with any other plan — it means employees have access to the largest physician network* in Washington state. We also offer a POS plan that gives members virtually unlimited physician choice throughout the U.S.
(*OIC Provider Network Form A)
We provide a wide spectrum of funding options, based on the risk and administrative responsibility your client is willing to assume for their health care. From fully insured plans to self-funding, we can help you evaluate the best funding option to meet your client's needs.